Make Work Optional
Discover how close you are to having the freedom to work because you want to, not because you have to.
This Scorecard Has Helped Over 3,500 Canadians Get Clarity
Based on the 2025 Mercer Retirement Readiness Research and the McKinsey Canadian Retirement Study
Most retirement planning focuses on a date.
The Work Optional Score helps you understand whether your finances are creating the freedom, flexibility, and lifestyle you want.
Take the 3-Minute Assessment
After Completing The Work Optional Score You'll Discover:
✅ How close you are to making work optional.
✅ Whether your current financial path supports the lifestyle you want.
✅ The hidden gaps that may be delaying your freedom.
✅ The opportunities that could accelerate it.
✅ Your personalised Work Optional Score.
What Is The Work Optional Score?
The Work Optional Score is a 15-question assessment designed to measure how prepared you are to transition from working out of necessity to working by choice.
Unlike traditional retirement plans and generic calculators, that focus solely on age and savings, the Work Optional Score evaluates the key factors that influence your ability to create financial freedom, including:
✅Retirement readiness
✅Investment efficiency
✅Tax planning
✅Lifestyle alignment
✅Financial decision-making
✅Long-term flexibility
Your results reveal where you're already strong, where opportunities exist, and what may be standing between you and greater freedom.
What You'll Know In 3 Minutes
✅ How close you are to making work optional
✅ What's helping you accelerate that goal
✅ What's quietly holding you back
✅ Whether your current strategy supports your desired lifestyle
✅ What to focus on next
What Others are Saying About The Work Optional Scorecard
"This gave me clarity in a few minutes that I didn’t get from years of planning.”
- Monique, Mackenzie BC
“I thought I was on track… but this showed me exactly what was holding me back, and how to get it back on track.”
- Kyle, Markham ON